Rift Accounts Hacked Already?!

It has come to my attention that there have been some successful hacking attempts in Rift already. While I am not one to bring up negative points very often, this is one MAJOR concern many in the community. While I can sit here and spout not to visit naughty websites and or suspicious sites. There have been times where hijackers have found creative ways to piggyback of reputable sites through add-ons and advertisements. 

So the question is, where does the responsibility lie? Is it Trion's responsibility to offer us some form of advanced protection like an authenticator to protect our accounts against malicious intents? Or does this fall solely on the shoulders of the person paying for the account to ensure their computer is safe from the harmful effects of worms, trojans, malware etc.

I can speak from a technical support agent's perspective and say the majority of internet users are no where near aware enough of the possible threats out there. And from that same perspective I can say even the best protection software is often not enough to save you from a quick striking attack.

So while I am all for taking the blame if my account is hacked, I would still like to see a measured effort from the company that I will be paying hundreds of dollars over the next years to assist me in protecting my account. After all, it is Trion's product that will ultimately suffer if the trend I am seeing continues.

Please respond to this post if you feel Trion should do SOMETHING to increase account security.